Protect Your Income When You Can’t Work
Your ability to earn an income is one of your greatest assets. Disability insurance provides a monthly benefit if illness or injury prevents you from working, ensuring you can maintain your lifestyle and meet financial obligations. MB Insurance customizes coverage based on your income, occupation, and needs.
Why Do You Need Disability Insurance in Canada?
Protect income during illness, injury, or recovery.
Income Replacement Security
Replaces lost wages when health prevents work, ensuring bills and essentials are consistently covered without financial stress.
Long-Term Protection
Safeguards financial stability in prolonged disabilities, helping families manage commitments while recovery continues.
Peace of Mind
Provides reassurance knowing income and lifestyle remain protected during health challenges.
Who Needs Disability Insurance?
Professionals
Anyone relying on income for daily living expenses, mortgages, and financial commitments.
Self-Employed Individuals
Entrepreneurs without workplace coverage who depend on steady income for business and personal stability.
Parents with Dependents
Ensures continued family security even if illness prevents working.
Why Choose MB Insurance for Disability Insurance?
Customized Disability Coverage for Individuals and Families
We offer disability insurance tailored to your unique income, lifestyle, and family needs, ensuring reliable support during unexpected health challenges.
Experienced Professionals Provide Expert Disability Guidance
Our advisors simplify disability insurance by explaining options clearly, helping you understand protection levels, and ensuring confident decisions about safeguarding income.
Affordable Premiums That Match Your Income and Budget
We design cost-effective disability insurance plans with flexible payments, ensuring financial protection remains accessible and sustainable for every client.
Dependable Claims Support During Health-Related Difficulties
Our claims team responds quickly and compassionately, ensuring disability claims are handled efficiently, minimizing stress, and protecting families during uncertain times.
What our beloved client says
Check out what our client have to say about our services
Disability insurance typically replaces 40-70% of your income. The exact amount depends on your policy's terms, so check your specific coverage details.
Most disability insurance policies do not cover pre-existing conditions, which are health issues you had before purchasing the policy. Coverage is typically for new illnesses or injuries.
Yes, self-employed individuals can purchase individual disability insurance policies to protect their income. They must provide proof of income during the application process.
Short-term disability covers temporary illnesses or injuries for a few months to a year. Long-term disability provides benefits for extended periods, potentially years or until retirement.
Benefits begin after a waiting period, also known as an elimination period, specified in your policy. This period can range from a few weeks to several months.
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