Commercial Insurance
Protecting Your Business Today — Empowering Your Growth Tomorrow
At MB Insurance, we understand that your business isn't just your livelihood — it's your legacy. Whether you're a startup, a family-run shop, or a growing enterprise, we help protect everything you've built with customized commercial insurance solutions. Our expert brokers in Toronto work closely with you to design a plan that safeguards your physical assets and financial future.
What is Commercial Insurance?
Commercial insurance is a broad category of coverage that protects businesses from financial loss due to property damage, equipment failure, theft, liability claims, employee misconduct, and more. It ensures that you’re not just prepared for everyday risks but also for unexpected events that could disrupt your operations.
Unlike personal insurance, commercial insurance is tailored to your industry, operations, and risk exposure, offering multiple layers of protection to keep your business running even when challenges arise.
Why is Commercial Insurance Important?
Owning or operating a business comes with inherent risks, from lawsuits and cyberattacks to fires and equipment malfunctions. Without the right insurance, a single incident can lead to significant financial loss, forced closure, or legal exposure. With MB Insurance, you get more than a policy — you get a business partner who ensures:
- Your property, inventory, and equipment are protected.
- You’re covered if a customer or employee files a lawsuit.
- Your income is secured during unexpected shutdowns.
- Your business can recover quickly from unforeseen setbacks
- You have legal, digital, and professional protection in an evolving marketplace
Who Needs Commercial Insurance?
Whether you operate a physical storefront, offer services from home, or manage a team of employees, commercial insurance is essential.
MB’s Commercial Insurance proudly serves:
- Retail businesses (e.g., convenience stores, bakeries, clothing shops)
- Service providers (e.g., salons, barbershops, consultants, freelancers)
- Commercial landlords and property owners
- Professionals (e.g., accountants, marketers, designers)
- Online businesses and e-commerce sellers
- Food service businesses (e.g., cafes, catering, cloud kitchens)
If you own a business, no matter the size, you need insurance that protects against the real-world risks you face every day.
What We Cover
MB Insurance provides flexible, scalable business insurance solutions for:
- Convenience Stores
- Salons & Barber shops
- Bakeries & Cafés
- Retail Shops & Boutiques
- Professional Consultants & Freelancers
- Commercial Real Estate & Landlords
Additional Commercial Coverage Options
Customize your plan with powerful add-ons to keep your business fully protected:
- Business Interruption – Covers lost income if you’re forced to close temporarily (e.g., after a fire or flood)
- Equipment Breakdown – Protects against sudden failure of vital equipment like fridges, ovens, or POS systems.
- Crime Coverage – Covers internal theft, embezzlement, or burglary.
- Cyber Liability – Critical for businesses that handle client data, online payments, or operate digitally
- Professional Liability (Errors & Omissions) – Covers lawsuits arising from incorrect advice or professional mistakes.
- Product Liability – Protects if your product causes harm or injury
- Umbrella Policy – Offers $1 million+ in excess liability protection for high-risk situations or lawsuits.
Why Choose MB Insurance for Your Business?
- Toronto-based experts who understand your industry
- Access to top-rated commercial insurers across Canada
- Transparent, strategic advice with zero pressure
- Coverage tailored to your operations, assets, and growth goals
- Ongoing support — from policy setup to claims handling
Protect Your Business with Confidence
Don't wait for a setback to realize what you should have protected. Contact MB Insurance today to schedule your free consultation, and let our team craft a commercial insurance plan that grows with your business.
