MB Insurance

info@mbeinsurance.ca

Drop us a line

+1 (647) 496-6498

Make a call
Get a quote

Protect Your Income
When You Can’t Work

Your ability to earn an income is one of your greatest assets. Disability insurance provides a monthly benefit if illness or injury prevents you from working, ensuring you can maintain your lifestyle and meet financial obligations. MB Insurance customizes coverage based on your income, occupation, and needs.

Get Started

Why Do You Need Disability Insurance in Canada?

Protect income during illness, injury, or recovery.

Income Replacement Security

Replaces lost wages when health prevents work, ensuring bills and essentials are consistently covered without financial stress.

Long-Term Protection

Safeguards financial stability in prolonged disabilities, helping families manage commitments while recovery continues.

Peace of Mind

Provides reassurance knowing income and lifestyle remain protected during health challenges.

Who Needs Disability Insurance?

Professionals

Anyone relying on income for daily living expenses, mortgages, and financial commitments.

Self-Employed Individuals

Entrepreneurs without workplace coverage who depend on steady income for business and personal stability.

Parents with Dependents

Ensures continued family security even if illness prevents working.

Why Choose MB Insurance for Disability Insurance?

Customized Disability Coverage for Individuals and Families

We offer disability insurance tailored to your unique income, lifestyle, and family needs, ensuring reliable support during unexpected health challenges.

Experienced Professionals Provide Expert Disability Guidance

Our advisors simplify disability insurance by explaining options clearly, helping you understand protection levels, and ensuring confident decisions about safeguarding income.

Affordable Premiums That Match Your Income and Budget

We design cost-effective disability insurance plans with flexible payments, ensuring financial protection remains accessible and sustainable for every client.

Dependable Claims Support During Health-Related Difficulties

Our claims team responds quickly and compassionately, ensuring disability claims are handled efficiently, minimizing stress, and protecting families during uncertain times.

What our beloved client says

Check out what our client have to say about our services

When I was injured, my disability coverage kept me afloat.

Karen Brooks

Marketing Manager

They explained every detail so I could choose confidently.

Aneela Khan

IT Consultant

MB Insurance gave me a plan that fits my job’s unique risks.

Diana Smith

Construction Supervisor
Disability Insurance FAQs | MB Insurance

Disability Insurance — MB Insurance

Disability Insurance Frequently Asked Questions

Protect your income when illness or injury prevents you from working.

Disability insurance provides a monthly benefit if illness or injury prevents you from working, helping you maintain your lifestyle and meet financial obligations. It typically replaces 40% to 70% of your income, with the exact amount depending on your specific policy's terms.
Most disability insurance policies do not cover pre-existing conditions — health issues you had before purchasing the policy. Coverage is typically limited to new illnesses or injuries that occur after the policy is in effect, which is why applying early is often advantageous.
Yes. Self-employed individuals can purchase individual disability insurance policies to protect their income, since they typically don't have access to employer-provided group coverage. Applicants must provide proof of income during the application process.
Short-term disability insurance covers temporary illnesses or injuries for a period ranging from a few months up to one year. Long-term disability insurance provides benefits for extended periods, potentially lasting years or until retirement age.
Disability insurance benefits begin after a waiting period, also known as an elimination period, which is specified in your policy. This waiting period can range from a few weeks to several months, depending on the policy structure.
Disability insurance is essential for professionals relying on income for daily living expenses, mortgages, and financial commitments; self-employed individuals without workplace coverage; and parents with dependents who need to ensure continued family security even if illness prevents them from working.
Statistically, the chance of experiencing a disability during your working years is higher than the chance of dying during that same period. Since your ability to earn an income is one of your greatest financial assets, disability insurance protects against this more probable risk.
MB Insurance customizes disability coverage based on your income, occupation, and individual needs. Since risk and premium calculations vary significantly by job type, their advisors design plans tailored to your unique income, lifestyle, and family needs.
Many Canadian disability insurance policies do cover mental health conditions such as anxiety, depression, and burnout, provided they meet the policy's definition of disability and are diagnosed by a qualified medical professional. Coverage details vary significantly by insurer.
You can get started by visiting mbeinsurance.ca/disability-insurance and completing the get-started form, or contacting an advisor directly at +1 (647) 496-6498. MB Insurance's team will assess your occupation, income, and risk profile.

Have any Question? Ask us anything, we’d love to answer!

  • 24/7

Receive resources & tools that can help you prepare for the future. You can cancel anytime.

Corporate Info

Get in touch

We’re here to listen:

Newsletter

Receive resources & tools that can help you prepare for the future. You can cancel anytime.

© , MBE-INSURANCE. All Rights Reserved